Send the file
Submit your annual revenue, business details, requested funding amount, current positions, and recent bank statements.
Business funding made simple
Fast working capital for growing businesses.
KIS Funding works with eligible merchants nationwide to help secure working capital from $10K to $5MM with clear guidelines and a straightforward submission process.
- $10K–$5MM
- Funding range
- All states
- Nationwide funding
- Broker friendly
- Submissions welcome
Minimum annual revenue
$150K
Annual revenue required for review
1 year TIB
1st–8th position
$5K min balance
No open defaults
Clean process. Clear terms.
Built for businesses and partners who value speed, clarity, and follow-through.
We keep the funding conversation focused on what matters: annual revenue, time in business, current position, bank strength, and realistic funding fit. Broker-friendly submissions always welcome.
Who we work with
Working capital for businesses ready to grow.
KIS Funding works with established merchants across most industries who need fast access to working capital — whether it's for payroll, inventory, equipment, expansion, or bridging a cash flow gap.
Direct funder
KIS Funding is a direct source of working capital and business cash advances — not a broker or marketplace. Faster decisions, clearer terms, no middleman.
Revenue-based funding
Funding is based primarily on annual revenue and cash flow. Eligible businesses with $150K+ annual revenue can qualify regardless of industry position.
Multiple positions welcome
KIS Funding considers 1st through 8th position deals, making it possible to access additional working capital even with existing funding in place.
Funding guidelines
Know the fit before you submit.
These are the core items used to screen working capital and business funding opportunities at KIS Funding.
$150K minimum annual revenue
1st–8th position considered
1 year time in business
$5K minimum balance
Funding available in all 50 states
$10K–$5MM funding range
No open defaults
Restricted industries
A few industries are not currently eligible.
Transportation
Law firms
Solar
Cannabis
Funding process
A simple path from submission to funding.
KIS Funding keeps working capital submissions organized so merchants can understand the likely fit before spending time on a file.
Review the fit
The submission is screened against revenue, time in business, balance, position, state, and default guidelines.
Move quickly
If the file is eligible, the next steps can be handled directly with clear communication and fast turnaround.
Documents needed
Submit a cleaner file for faster review.
Business legal name
Requested funding amount
Annual revenue estimate
Time in business
Current funding positions
Recent bank statements
Business funding questions
Helpful answers before you send a file.
A quick look at what KIS Funding reviews, who may be eligible, and what to include with a working capital or business funding submission.
What funding amounts does KIS Funding consider?
KIS Funding reviews eligible business funding and working capital opportunities from $10K to $5MM.
What are the basic funding guidelines?
Typical guidelines include $150K minimum annual revenue, at least 1 year time in business, a $5K minimum balance, no open defaults, and positions from 1st through 8th.
Does KIS Funding work nationwide?
Yes. KIS Funding considers working capital and business funding submissions for eligible businesses across all 50 states.
Which industries are currently restricted?
Restricted industries currently include transportation, law firms, solar, and cannabis.
How should I submit a deal?
Use the Submit a Deal form on this page, or email Deals@kisfunding.com directly with the business name, requested amount, annual revenue, time in business, current positions, and recent bank statements.
What is working capital funding?
Working capital funding gives businesses access to short-term capital to cover operating expenses, grow inventory, or bridge cash flow gaps. KIS Funding offers working capital from $10K to $5MM for eligible merchants nationwide.
Is KIS Funding broker-friendly?
Yes. KIS Funding welcomes broker submissions and works with partners who send qualified deal flow.
How quickly can I get a decision on business funding?
KIS Funding reviews submissions quickly. Providing complete information — annual revenue, time in business, current positions, and recent bank statements — speeds up the review process significantly.
What is the minimum time in business required?
KIS Funding requires at least 1 year time in business (TIB) for funding consideration.
Do I need collateral to get business funding?
KIS Funding offers unsecured working capital based on your revenue and cash flow — no hard collateral like real estate or equipment is required to apply.
Can I get funded if I already have MCA positions?
Yes. KIS Funding considers deals from 1st through 8th position. If your business meets the revenue and balance guidelines, existing MCA positions do not automatically disqualify you.
What industries does KIS Funding work with?
KIS Funding works with most business types nationwide. Current restricted industries are transportation, law firms, solar, and cannabis. All other eligible industries are considered.
How do I qualify for a business cash advance?
To qualify for working capital or a business cash advance through KIS Funding, your business generally needs $150K or more in annual revenue, at least 1 year in business, a $5K minimum bank balance, and no open defaults.
Is there a minimum or maximum funding amount?
KIS Funding considers working capital and business funding requests from $10,000 up to $5,000,000 depending on the business's revenue, position, and overall profile.
Submit a deal
Ready to get funded?
Tell us your annual revenue and a bit about your business. We review every submission quickly and follow up with clear next steps.
Or call us: 347-809-0936